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What is a Credit Union?

A credit union is a not-for-profit financial cooperative made up of members who borrow from pooled deposits. Credit unions offer most of the same services as traditional banks, but are owned by members, not shareholders, and are governed by the NCUA.

Our members’ credit union savings represents a “share” in the cooperative. The benefits of membership are returned to our members, with better rates and lower fees to provide significant savings. Members are insured by NCUA to at least $250,000.

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