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What documents do I need to apply for a home equity loan?

  • Proof of Income (1 months’ worth of current paystubs within the last 30 days); or if Self-Employed you may need to provide your last 2 years of Federal Tax Returns (including all schedules) and an unaudited current YTD Profit & Loss Statement, along with two Business Bank Account Statements for the final 2 months on the current YTD Profit & Loss Statement.
  • Prior year’s W2(s) for all borrowers
  • Valid driver’s license or government-issued photo ID
  • Proof of Homeowners Insurance
  • Mortgage information – a statement for any mortgages currently against the property.
  • An appraisal of your home may be required. If required, payment of appraisal will be due prior to ordering it.

If you are not currently a member, please also bring:

  • Proof of current address. If current driver’s license or government-issued ID does not match current address, one of the following is also required:
    • Utility or telephone bill
    • Bank statement
    • Vehicle or voter registration
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