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- What documents do I need to open a savings account?
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- Is it possible to transfer funds from my FNCU checking account to another account outside of FNCU? If so, how long does the transfer take?
- How do I send money to a checking account using a debit card from a different credit union?
- How do I withdraw money from my account? I do not have a debit card or checks.
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- Where do I go to find my account information?
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- I switched to a different type of checking account. Will my current Debit Card or ATM card number change?
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Online/Mobile Banking
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ATM and Debit Cards
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Credit Cards
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Loans
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- What is DocuSign?
- What is escrow?
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Helpful Information
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- What documents do I need to open a savings account?
- What documents do I need to become a member?
- What documents do I need to open a checking account?
- What documents do I need to apply for an auto loan?
- What documents do I need to apply for a home loan?
- What documents do I need to apply for a home equity loan?
- What documents do I need to apply for a credit card?
- What documents do I need to open a youth account?
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What is the difference between a debit card and a credit card?
A debit card is linked to your checking account and draws from the available money within the linked account. When you use your debit card, funds are immediately withdrawn.
A credit card allows you to borrow money from a limited line of credit offered by a financial institution. Each month, you will receive a statement specifying your purchase amounts and details, as well as the minimum payment due. If you do not pay off your credit card in full each month you will be charged interest on the money you owe.
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