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What is the difference between a debit card and a credit card?

A debit card is linked to your checking account and draws from the available money within the linked account. When you use your debit card, funds are immediately withdrawn.

A credit card allows you to borrow money from a limited line of credit offered by a financial institution. Each month, you will receive a statement specifying your purchase amounts and details, as well as the minimum payment due. If you do not pay off your credit card in full each month you will be charged interest on the money you owe.

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