Checking

First Nebraska Credit Union (FNCU) understands that checking accounts are necessary for day-to-day life.

We offer our members a variety of checking account options with features that will save you time and money. You can access your account 24/7 with Online Banking and Mobile Banking. Set up eAlerts to be notified of important account activity. Pay one-time or recurring bills through Bill Pay. You can even make a deposit from your mobile device with FREE Remote Check Deposit! Go paperless with our FREE eStatements. You’ll also have access to over 65 FREE ATM locations and a secure Visa® Debit Card with EMV chip technology.

Already have a checking account somewhere else? No problem. It’s easy to switch to First Nebraska Credit Union. Call today at 1-800-882-0244, email, or simply stop by a convenient location.

ACCOUNT FEATURESPREMIER*FIRST CLASS* DIRECT DEPOSIT REQUIRED
CLASSIC*PREFERRED*
AGES 50+
SMART START*
AGES 13-22 (2)
BASIC*
DIRECT DEPOSIT REQUIRED
Earns DividendsN/AN/AN/A
Free Online Banking
Free Online Bill Pay (1)$3.99/month$3.99/month
Free eStatements
Free eAlerts
Free ATM or VISA® Debit Card$6 setup fee$6 setup fee
$2/month
Free Mobile Banking+
Free Remote Check Deposit
Free FNCU ATM Withdrawls
Free Non-FNCU ATM Withdrawls3/monthN/AN/AN/AN/AN/A
Free Unlimited Check WritingN/AN/AN/AN/A
Free ChecksUnlimitedFirst BoxN/AUnlimitedFirst 50 ChecksN/A
Free Travel CardN/AN/AN/AN/A
Loan Discounts (3).25% 
on new loans.25% 
on new loans.25% 
on new loans.25% 
on new loansN/AN/A
Earn a higher rate with Rewards Term Share Certificates
Overdraft Protection (3)
Advantage Plus Money MarketN/AN/AN/AN/A
Minimum Balance Requirement$2,500N/A$200N/AN/AN/A
Monthly Fee (if balance falls below minimum)$10N/A$3N/AN/A$5

* To qualify for a checking account you must meet certain eligibility requirements.
(1) Bill Pay is free with First Class, Preferred and Premier Checking Accounts. A $3.99 per month fee applies with a Basic and Classic Checking Account.
(2) Smart Start Checking may require a parent/guardian joint owner until age 19.
(3) Standard credit qualifications and other restrictions apply.
+ Mobile banking requires a phone with internet capabilities. A fee may be charged by the mobile phone carrier for text messages or internet service.