First Nebraska Credit Union (FNCU) understands that checking accounts are necessary for day-to-day life.
Checking
We offer our members a variety of checking account options with features that will save you time and money. You can access your account 24/7 with Online Banking and Mobile Banking. Set up eAlerts to be notified of important account activity. Pay one-time or recurring bills through Bill Pay. You can even make a deposit from your mobile device with FREE Remote Check Deposit! Go paperless with our FREE eStatements. You’ll also have access to over 65 FREE ATM locations and a secure Visa® Debit Card with EMV chip technology.
Already have a checking account somewhere else? No problem. It’s easy to switch to First Nebraska Credit Union. Call today at 1-800-882-0244, email, or simply stop by a convenient location.
| ACCOUNT FEATURES | PREMIER* | FIRST CLASS* DIRECT DEPOSIT REQUIRED | CLASSIC* | PREFERRED* AGES 50+ | SMART START* AGES 13-22 (2) | BASIC* DIRECT DEPOSIT REQUIRED |
|---|---|---|---|---|---|---|
| Earns Dividends | N/A | N/A | N/A | |||
| Free Online Banking | ||||||
| Free Online Bill Pay (1) | $3.99/month | $3.99/month | ||||
| Free eStatements | ||||||
| Free eAlerts | ||||||
| Free ATM or VISA® Debit Card | $6 setup fee | $6 setup fee $2/month | ||||
| Free Mobile Banking+ | ||||||
| Free Remote Check Deposit | ||||||
| Free FNCU ATM Withdrawls | ||||||
| Free Non-FNCU ATM Withdrawls | 3/month | N/A | N/A | N/A | N/A | N/A |
| Free Unlimited Check Writing | N/A | N/A | N/A | N/A | ||
| Free Checks | Unlimited | First Box | N/A | Unlimited | First 50 Checks | N/A |
| Free Travel Card | N/A | N/A | N/A | N/A | ||
| Loan Discounts (3) | .25% on new loans | .25% on new loans | .25% on new loans | .25% on new loans | N/A | N/A |
| Earn a higher rate with Rewards Term Share Certificates | ||||||
| Overdraft Protection (3) | ||||||
| Advantage Plus Money Market | N/A | N/A | N/A | N/A | ||
| Minimum Balance Requirement | $2,500 | N/A | $200 | N/A | N/A | N/A |
| Monthly Fee (if balance falls below minimum) | $10 | N/A | $3 | N/A | N/A | $5 |
* To qualify for a checking account you must meet certain eligibility requirements.
(1) Bill Pay is free with First Class, Preferred and Premier Checking Accounts. A $3.99 per month fee applies with a Basic and Classic Checking Account.
(2) Smart Start Checking may require a parent/guardian joint owner until age 19.
(3) Standard credit qualifications and other restrictions apply.
+ Mobile banking requires a phone with internet capabilities. A fee may be charged by the mobile phone carrier for text messages or internet service.
