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Checking

We offer our members a variety of checking account options with features that will save you time and money.

You can access your account any time with Online Banking and Mobile Banking. Set up eAlerts to be notified of important account activity. Pay one-time or recurring bills through Bill Pay. You can even make a deposit from your mobile device with FREE Remote Check Deposit! Go paperless with our FREE eStatements. You’ll also have access to 87,000 surcharge-free ATMs and a secure Visa^® Debit Card with EMV chip technology and Visa Purchase alerts.

Already have a checking account somewhere else? No problem. It’s easy to switch to First Nebraska Credit Union. Call today at (402) 492-9100 or (800) 882-0244, email, or simply stop by a convenient location.

View our Checking Accounts brochure.

ACCOUNT FEATURES	PREMIER*	FIRST CLASS* Direct Deposit Required	PREFERRED* Ages 50+	CLASSIC*	SMART START* Ages 13-22 ⁽⁵⁾	BASIC* Direct Deposit Required
Earns Dividends				N/A	N/A	N/A
Free Online Banking
Free Online Bill Pay ⁽¹⁾				$3.99/month		$3.99/month
Free eStatements +
Free eAlerts +
Free Mobile Banking+
Free Remote Check Deposit +
Free ATM or VISA® Debit Card ⁽²⁾						$2/month
Free ATM Transactions (FNCU branch ATMs always free!)	Unlimited	4/4/4 FREE**	4/4/4 FREE**	4/4/4 FREE**	4/4/4 FREE**	4/4/4 FREE**
Free Unlimited Check Writing		N/A		N/A	N/A	N/A
Free Checks ⁽³⁾	Unlimited	First Box	Unlimited	N/A	First 50 Checks	N/A
Free Visa Travel Card		N/A		N/A	N/A	N/A
Free Identity Theft Solutions				N/A	N/A	N/A
Loan Discounts ⁽⁴⁾	.25%  on new loans	.25%  on new loans	.25%  on new loans	.25%  on new loans	N/A	N/A
Earn a higher rate with Rewards Term Share Certificates
Overdraft Protection Available ⁽⁴⁾
Eligible for an Advantage Plus Money Market Account				N/A	N/A	N/A
Minimum Balance Requirement	$2,500	n/a	n/a	$200	n/a	n/a
Monthly Fee	$10 (if balance falls below min.)	$2	$2	$3 (if balance falls below min.)	n/a	$5

* To qualify for a checking account, you must meet certain eligibility requirements.
** When using a non-FNCU branch ATM, each account will receive four free, per month, of each of the following: 4 free withdrawals, 4 free transfers, 4 free balance inquiries. For transactions over four, per account, per month, an ATM Transaction Fee of $2.50 will be assessed, and other bank, credit union, and ATM operators’ surcharges may apply.
(1) Bill Pay is free with Premier, First Class, Preferred and Smart Start checking accounts. Basic and Classic checking accounts subject to a monthly fee.
(2) Free Visa Debit Card with Premier, First Class, Preferred and Smart Start checking accounts.
(3) Unlimited free FNCU checks with Premier and Preferred checking accounts. First set of checks free with First Class and Smart Start checking accounts.
(4) Standard credit qualifications and other restrictions apply.
(5) Smart Start Checking may require a parent/guardian joint owner until age 19.
⁺ Text, data and other wireless carrier charges may apply.