First Nebraska Credit Union (FNCU) understands that checking accounts are necessary for day-to-day life.
We offer our members a variety of checking account options with features that will save you time and money. You can access your account 24/7 with Online Banking and Mobile Banking. Set up eAlerts to be notified of important account activity. Pay one-time or recurring bills through Bill Pay. You can even make a deposit from your mobile device with FREE Remote Check Deposit! Go paperless with our FREE eStatements. You’ll also have access to over 65 FREE ATM locations and a secure Visa® Debit Card with EMV chip technology.
|ACCOUNT FEATURES||PREMIER*||FIRST CLASS* DIRECT DEPOSIT REQUIRED||CLASSIC*||PREFERRED*|
AGES 13-22 (2)
DIRECT DEPOSIT REQUIRED
|Free Online Banking|
|Free Online Bill Pay (1)||$3.99/month||$3.99/month|
|Free ATM or VISA® Debit Card||$6 setup fee||$6 setup fee|
|Free Mobile Banking+|
|Free Remote Check Deposit|
|Free FNCU ATM Withdrawls|
|Free Non-FNCU ATM Withdrawls||3/month||N/A||N/A||N/A||N/A||N/A|
|Free Unlimited Check Writing||N/A||N/A||N/A||N/A|
|Free Checks||Unlimited||First Box||N/A||Unlimited||First 50 Checks||N/A|
|Free Travel Card||N/A||N/A||N/A||N/A|
|Loan Discounts (3)||.25% on new loans||.25% on new loans||.25% on new loans||.25% on new loans||N/A||N/A|
|Earn a higher rate with Rewards Term Share Certificates|
|Overdraft Protection (3)|
|Advantage Plus Money Market||N/A||N/A||N/A||N/A|
|Minimum Balance Requirement||$2,500||N/A||$200||N/A||N/A||N/A|
|Monthly Fee (if balance falls below minimum)||$10||N/A||$3||N/A||N/A||$5|
* To qualify for a checking account you must meet certain eligibility requirements.
(1) Bill Pay is free with First Class, Preferred and Premier Checking Accounts. A $3.99 per month fee applies with a Basic and Classic Checking Account.
(2) Smart Start Checking may require a parent/guardian joint owner until age 19.
(3) Standard credit qualifications and other restrictions apply.
+ Mobile banking requires a phone with internet capabilities. A fee may be charged by the mobile phone carrier for text messages or internet service.