Overdraft Protection

Overdraft Protection—A safeguard you can rely on.

Overdraft Protection1

Overdraft Protection automatically transfers money from your Savings into Checking if you accidentally have a negative checking balance.

Overdraft Line of Credit2

If you don’t want money coming out of your Savings to cover a negative checking account balance, you may want to open an Overdraft Line of Credit2 to cover it.

You’re covered when you need it most!

There are many reasons why your Checking Account might be overdrawn. That’s why it’s important to have a plan in place. Avoid the hassle of declined transactions and overdraft fees.

Using e-Alerts?

Receive an update through email or text message when your account balance drops below a certain amount! Log into Online Banking to sign up or click here to learn more.

1. Checking accounts are automatically enrolled with primary savings as a backup funding source in the instance that an overdraft occurs. If checking account does not have enough money to cover a transaction, funds from a linked savings account will automatically transfer (if available). If there are not enough funds available between checking and savings, the transaction may be declined or subject to an overdraft fee.

2. All loans subject to approval. Rates, terms and conditions vary based on creditworthiness, qualifications, verification of sufficient monthly income and collateral conditions. Other restrictions may apply.