Rates – Certificates

View our latest rates here, or give us a call to visit with us about any questions you may have.

Contact us to open a Term Share Certificate: Call (402) 492-9100 or (800) 882-0244, via email, or stop by one of our branches.

SPECIAL TERM SHARE
See matching term for minimum balance requirement
RATE APY*
12 Month initial term promo rate 2.967% 3.00%
24 Month initial term promo rate 3.455%
REWARDS TERM SHARE
$500 MINIMUM BALANCE REQUIRED
**REWARDS RATES REQUIRE CHECKING ACCOUNT RELATIONSHIP
RATE APY*
6 Months 1.095% 1.10%
9 Months 1.343%
12 Months 1.590% 1.60%
18 Months 1.837% 1.85%
24 Months 2.034% 2.05%
36 Months 2.182% 2.20%
48 Months 2.231% 2.25%
60 Months 2.330%
TERM SHARE
$500 MINIMUM BALANCE REQUIRED
RATE APY*
6 Months 0.996%

1.00%

9 Months 1.244% 1.25%
12 Months 1.492% 1.50%
18 Months 1.739% 1.75%
24 Months 1.936% 1.95%
36 Months 2.084% 2.10%
48 Months 2.133% 2.15%
60 Months 2.231%

Rates effective as of 12/1/2022 and are subject to change. *APY-Annual Percentage Yield. The APY results if principal and dividends remain on deposit until maturity. APY is accurate as of the date listed above. Dividends are compounded using the average daily balance method and will be credited to the account quarterly based on the date the account is opened. At maturity, account automatically renews for the same term as the previous term, at the rate in effect on the maturity date special promotional rates require opening an account with new money. New money is defined as funds not currently on deposit with FNCU. At maturity and during the 10-calendar-day grace period that begins on maturity date, the term or balance may be changed or withdrawals made without penalty. Dividend rates vary at FNCU’s discretion and are subject to change at any time without notice. Early withdrawal penalties apply and fees or other conditions could reduce APY. All accounts are subject to the terms and conditions set forth in FNCU’s account agreement and Truth-in-Savings disclosure.