Visa Debit Card

Visa® Debit Cards are available with all FNCU checking accounts. Make your everyday purchases anywhere Visa® is accepted and enjoy these features:

Digital Wallet

A digital (or mobile) wallet is an app that allows you to make financial transactions. Once you add your FNCU Debit Card to your digital wallet, you won’t need your physical card to make a purchase in stores where digital wallet is accepted. Digital wallets, like Apple Pay, Google Pay, or Samsung Pay are primarily used on your smartphone, tablet or smartwatch. Learn more about digital wallets.


Your debit card can be utilized at millions of locations worldwide that display the Visa logo. Contactless cards now available. Experience a secure, convenient, and touch-free purchase, at participating merchants.

Instant Issue Cards

Obtain your new or replacement Visa Debit Card at any branch location within a matter of minutes.

Enhanced Fraud Protection

EMV chip technology embedded in each card helps protect you from fraud. The chip holds information that is encrypted, making it difficult to duplicate the card, reducing the risk of fraudulent charges from occurring on your account. Visa 3D Secure technology helps protect your online transactions as well by providing an additional layer of verification during your transaction.

24/7 Fraud Monitoring

Fraud analysts monitor your account for suspicious transactions. If potential fraud on your card is detected, you will be contacted and asked to verify the transaction. If traveling, please notify us to avoid interruption to your debit card purchases

Lost or Stolen Card:

Please notify the credit union as soon as you realize your card is not in your possession.

If your debit or credit card has been lost or stolen, or you have unauthorized transactions on your card, call FNCU at (866) 299-3350, during or after business hours.