Summer FUNds – Youth Accounts

Is it time to open a Savings or Checking Account for your child?

We’ll match your first deposit up to $25, and you’ll get a Savvy building set!1

Open before July 31!

Savvy the sandhill crane building set

Savvy Saver Youth Savings Accounts

A great way to teach kids 17 and under how to manage their own money. This account has a $5 minimum balance requirement which represents their membership “share” in the credit union.

Learn more about Youth Savings Accounts
Contact us to apply

Youth Checking Accounts

Our classic checking account includes overdraft protection, loan discounts, and is available to ages 13-24 with no monthly fees.

  • No monthly fees
  • No minimum balance
  • Transfer money quickly in the app
  • Easily have paychecks direct deposited
  • Get a text alert2 when money is taken out or deposited
  • Money transferred from Savings in case of overdraft.3
Learn more about Youth Checking Accounts
Apply online today

Savvy Saver Savings Account:
New accounts only. Savvy Saver Accounts are available for kids ages 17 and under. Minimum deposit to open an account is only $5! A parent or guardian is required as a signer until age 18. The Annual Percentage (APY) is 0.05%. The rate may change after the account is opened. The APY is accurate as of 6/1/2024. Fees could reduce the earnings on the account.

Youth Checking Account:
To qualify for a checking account, you must meet certain eligibility requirements. To open a checking account, you must have a share savings account which requires a minimum balance of $5. Checking accounts for ages 13-17 may require a parent/guardian joint owner until age 18. For more information on our fees for checking, visit All checking products and services are subject to applicable member agreements, terms and conditions.
1 For every dollar deposited into the new account on the day the account is opened, we’ll match it, up to a $25 bonus. The bonus will be deposited into the new account after 60 days of active status, which means an open account with at least a $5 balance. The value of this bonus will be reported to the IRS and the recipient is responsible for any federal, state or local taxes on this offer. Other restrictions may apply. Cannot be combined with any other offer and may change or be discontinued at any time without prior notice. Offer expires 7/31/2024.
2 Text, data and other wireless carrier charges may apply.
3 Checking accounts are automatically enrolled with primary savings as a backup funding source in the instance that an overdraft occurs. If checking account does not have enough money to cover a transaction, funds from a linked savings account will automatically transfer (if available). If there are not enough funds available between checking and savings, the transaction may be declined or subject to an overdraft fee. Overdraft Line of Credit also available subject to standard credit qualifications. Other restrictions may apply.