When your Checking Account looks great on the outside…
BUT… what does it look like on the inside…
It DOES matter what’s on the inside.
Could the inside of your current checking account be better?
- Maybe you were NAILED with a fee when money gets pulled from your savings to your checking…
- Seems a little CRUMMY that identity theft protection doesn’t come with your account…
- Maybe you’re TAGGED with more in fees than you need to be…
- Maybe there’s a problem with your account, and it’s a STRETCH to talk to a real person…
Take a look at what’s on the inside of an FNCU Checking Account!
- We don’t charge a fee when money gets pulled from your savings to your checking1—what a SWEET deal!
- Feel the LOVE of a Credit Union with loan discounts2 and lower fees than traditional banks. Plus, you can earn dividends with many of our accounts!3
- We FILL our top 3 Checking Accounts* with Identity Theft Solutions, at no cost to you!4
- We value your member-CHIP with FNCU. If there’s ever a problem on your account, call your branch and speak with a staff member.
We are YOUR Credit Union!
To open a checking account, you must have a share savings account which requires a minimum balance of $5. To qualify for a checking account, you must meet certain eligibility requirements. Certain checking accounts have a monthly service fee or a minimum balance fee. Parent/guardian required for account holders under 18. For more information on our fees for checking, visit firstnebraska.org/checking. All checking products and services are subject to applicable member agreements, terms and conditions.
*Our top Checking Accounts include Secure, Premier, and Select.
1) OVERDRAFT PROTECTION: Checking accounts are automatically enrolled with primary savings as a backup funding source in the instance that an overdraft occurs. If checking account does not have enough money to cover a transaction, funds from a linked savings account will automatically transfer (if available). If there are not enough funds available between checking and savings, the transaction may be declined or subject to an overdraft fee. For other overdraft protection options, visit firstnebraska.org/overdraft-protection.
2) LOAN DISCOUNTS: All loans subject to approval. Rates, terms and conditions vary based on creditworthiness, qualifications, verification of sufficient monthly income and collateral conditions. Discount applies to new money only. Some types of loans do not qualify for the discount. Other restrictions may apply.
3) DIVIDENDS: Secure, Premier and Select checking accounts earn dividends. Classic checking does not. For more information on minimum balance requirements, visit firstnebraska.org/rates.
4) IDENTITY THEFT SOLUTIONS: Secure, Premier, and Select checking accounts include Identity Theft Solutions; Classic checking does not. For more information, visit firstnebraska.org/identity-theft-solutions.
