Shared Branching

FNCU members can visit other participating credit unions to do their FNCU transactions.

Members can stop in and do transactions such as withdrawals, deposits, transfers, loan payments, or check their balance, at participating credit union locations.

branch locator


There are 5,600 participating credit unions in the U.S.! Use the Branch Locator to find where they are located.

Shared Branching
You will need

When visiting a participating credit union, you will be asked for:

  • A Valid ID (not mutilated or expired)*
  • Last 4 digits of your social security number
  • Address (if ID does not match the teller’s screen)
  • Your Credit Union Name
  • Your Account Number

Acceptable IDs:

  • Driver’s License
  • Passport
  • US Military Identification
  • State Identification Card

* We will also accept a valid Permanent Resident Card, Resident Alien Card, or a Matricula Consular Card.

Available services

Services include:

  • Deposits**
  • Withdrawals
  • Funds Transfer
  • Official Checks***
  • Balance Inquiries
  • Loan Payments
  • Statement Prints

** Only your credit union can place or remove a hold from your account.
*** Additional services may be available, but not at all locations, and fees may apply.

Services not included

You must use your home credit union to:

  • Add a new account
  • Apply for a Loan
  • Order checks
  • Negotiate third party checks
  • Wire Transfers
Keep in mind
  • Shared Branches may limit the amount of cash you can receive at their location.
  • Shared Branches cannot cash checks made out to a non-member. Any non-member you have written a check to will need to visit your home credit union to cash it.

Shared Branching means more convenient locations for you!