Every stage in life is the right stage to save!
With several savings options to fit your unique goals and budget, we can help you start a savings plan or enhance your existing plan. To discover which savings program is right for you, give us a call today (402) 492-9100. Or, you may email us, or simply stop by one of our convenient locations.
Learn more about the different types of Savings Accounts we offer:
Share Savings Account
Becoming a member is easy! Opening a share savings account with a $5 deposit is all it takes! This makes you part owner of the credit union, and eligible for full credit union benefits.
- Tiered savings rates available – The more you save the more you earn!
- Borrow against your balance and pay a lower interest rate
- Dividends paid quarterly
- FREE access through Online Banking, Mobile Banking app* or Phone Banking
- Funds will automatically transfer to cover checks written from your FNCU account
- Access to 85,000 surcharge-free ATMs with the Allpoint® and CO-OP networks
- Many more options…
Savvy Saver Youth Savings Account
Our Savvy Saver Youth Savings Account** is a great way to teach kids 17 and under how to manage their own money. This account has a $5 minimum balance requirement which represents their membership “share” in the credit union. Stop by any First Nebraska location to open a Youth Savings account today. Click here to learn more.
Give us a call to sign up today! (402) 492-9100
Christmas Club Savings Account
A Christmas Club account lets you save for holiday spending in advance rather than relying on credit cards throughout the season. You can arrange to have the money deducted directly from your paycheck, making saving for the holidays convenient and easy!
- Save using payroll deduction, direct deposit or make deposits on your own at anytime
- Funds automatically transfer to your share savings account on November 15
- No minimum balance required
- Earns interest
- Automatically renews each year
- Enjoy peace of mind for the holiday season
Vacation Club Savings Account
Enjoy more of life’s adventures! First Nebraska’s Vacation Club Account keeps you on track with your savings so you have the money to travel and explore. Save as much as you want as often as you want with automatic deposits. Plus, you have access to your funds at all times.
- Save using payroll deduction or direct deposit – you designate the amount
- No minimum balance required
- No withdrawal restrictions – use funds at your convenience
- This account can be used for any savings purpose
Secondary Savings Account
A secondary savings account is a great way to help you pay for something specific. Maybe you’re saving for a down-payment on a house or vehicle, or a home project… it can be used for any saving purpose! You can even name the account to help motivate you to save.
- Save using payroll deduction or direct deposit – you designate the amount
- No minimum balance required
- Earn dividends on balances over $100
- Tiered rates… the more you save, the more you earn
- No withdrawal restrictions – use funds at your convenience
Money Market Accounts
Earn a high yield and maintain your liquidity with a Money Market Account.
- Advantage Plus Money Market
- Super Saver Money Market
View Money Market Accounts Rates
Term Share Certificates
Certificates are designed to earn a higher return on your money. The rate is guaranteed throughout the term of the certificate.
- $500 minimum balance required
- Wide variety of terms available
- Higher dividends earned and paid quarterly
View Certificate rates.
Individual Retirement Accounts
Individual Retirement Accounts (IRAs) can help you plan for retirement and for higher education expenses for your dependents. You may benefit from the tax savings and compound interest earnings of IRAs. Consult a tax advisor about the impact of contributions based on your individual tax circumstance.
- Traditional, Roth, and Educational IRAs available
- Tax advantages
- IRA rollovers
- Earns dividends (No minimum balance required)
Click here to learn more.
eSigning
There’s no need to come into a branch to sign documents! Sign electronically for loans and when opening accounts. All you need is an email address. (Not available for mortgages, home equity loans, home equity lines of credit, or members ages 17 and under.)
To get an overview of all of our products and services, click here.
Ready to join the credit union community?
Already a member, and want to open another account? Adding an account is quick and easy. Accounts include a Secondary Savings, Christmas club Savings, Vacation Club Savings, and more!
* Text, data and other wireless carrier charges may apply.
** Parent/Guardian required as joint owner until age 18.
Your First Nebraska Credit Union accounts are safe and insured to at least $250,000 by the NCUA.
