Home / Rates – Savings Accounts
View our latest rates here, or contact us to visit with us about any questions you may have. Contact us at: (402) 492-9100 or (800) 882-0244, or email, or stop by one of our branches.
| SAVINGS(1) |
RATE |
APY* |
| $100 – $999 |
0.05% |
0.05% |
| $1,000 – $4,999 |
0.07% |
0.07% |
| $5,000 – $9,999 |
0.12% |
0.12% |
| $10,000 + |
0.25% |
0.25% |
| SAVVY SAVER(2) |
RATE |
APY* |
| $5 + |
0.05% |
0.05% |
| CHRISTMAS CLUB(3) |
RATE |
APY* |
| $100 + |
0.05% |
0.05% |
| VACATION CLUB(3) |
RATE |
APY* |
| $100 + |
0.05% |
0.05% |
(1) There is a $5.00 minimum balance required in your share savings when you become a member. The minimum balance requirement to earn dividends is $100. (2) There is a $5.00 minimum balance required in your share savings when you become a member. The minimum balance requirement to earn dividends is $5.00. (3) The minimum balance requirement to earn dividends is $100.
Rates effective as of 7/1/2022 and are subject to change. *APY-Annual Percentage Yield. The APY results if principal and dividends remain on deposit for one year at the stated dividend rate. APY is accurate as of the last dividend declaration date. Dividends are compounded using the average daily balance method. Savings and Club Account dividends accrue through the last day of each quarterly period and are posted to the account the last day of the quarter. Share Draft Checking Account dividends accrue through the last day of each monthly period and are posted to the account the last day of each month. Dividends are paid from current income and available earnings after required transfers to reserves at the end of a dividend period. Dividend rates vary at FNCU’s discretion and are subject to change at any time without notice. Fees or other conditions could reduce APY. All accounts are subject to the terms and conditions set forth in FNCU’s account agreement and Truth-in-Savings disclosure.
