|OVERDRAFT LINE OF CREDIT||APR*||TERMS|
|Overdraft Protection(2)||as low as 14.49 – 18%||Revolving|
Rates effective as of 3/1/2019 and are subject to change. *APR (Annual Percentage Rate) – Rates, terms and conditions are subject to change and may vary based upon creditworthiness, qualifications, loan amount, term, applicable prepaid items and collateral conditions. All loans subject to credit approval. Some restrictions may apply. All rates, except credit cards, lines of credit, share secured and unsecured loans, are quoted with .25% discount for any new money loan with a checking account relationship that has direct deposit, and automatic payment for new loan. You must be a member of the Credit Union to obtain a loan. There is a $5.00 minimum balance required in your share savings when you become a member. (2) The Overdraft Line of Credit requires repayment terms of 3-5% of the outstanding balance at the end of the statement cycle or $25, whichever is greater. All payments are set up for automatic deduction from the share draft checking account on the 30th day of the month. Interest is charged from the date of the loan advance and is calculated based on the balance owed each day. The APR is a fixed rate based on the type of line set up. Subject to credit qualification and a $39.00 document preparation fee. Some restrictions apply.