We got YOU.
Our Checking Accounts focus on you and what you need and want from an account.
- Yes, our top Checking Accounts* feature items you want:
- Overdraft protection2 that automatically transfers money from your Savings into Checking if you accidentally have a negative checking balance.
- Earn dividends and a higher rate on rewards certificates
- Save $$ with a loan discount3
- Pay all your bills quickly in one spot1
- Do almost everything you need from the comfort of your home, or while on vacation!
- Recovery help if your identity is stolen4
But more importantly, we got you if there’s a problem.

To open a checking account, you must have a share savings account which requires a minimum balance of $5. To qualify for a checking account, you must meet certain eligibility requirements. Certain checking accounts have a monthly service fee or a minimum balance fee. Parent/guardian required for account holders under 18. For information on our fees for checking, visit firstnebraska.org/checking. All checking products and services are subject to applicable member agreements, terms and conditions.
*Our top checking accounts include Secure, Select and Premier checking accounts. Our Classic checking does not include dividends, certificate rewards, or Identity Theft Solutions. 1. Text, data and other wireless carrier charges may apply. 2. Checking accounts are automatically enrolled with primary savings as a backup funding source in the instance that an overdraft occurs. If checking account does not have enough money to cover a transaction, funds from a linked savings account will automatically transfer (if available). If there are not enough funds available between checking and savings, the transaction may be declined or subject to an overdraft fee. 3. All loans subject to approval. Rates, terms and conditions vary based on creditworthiness, qualifications, verification of sufficient monthly income and collateral conditions. Discount applies to new money only. Some types of loans do not qualify for the discount. Other restrictions may apply. 4. Learn more at firstnebraska.org/identity-theft-solutions.