Tired of banks taking
more than they give?
Switch your Checking
Account to your Credit Union.
We put you first—and we’ll GIVE you $100.
Open a Checking Account with people who live and work right here—and earn $100.
Switch your Checking Account to FNCU.
BOTTOM LINE: Fewer fees than banks—and more for you!
Offer available for new checking accounts opened starting April 1, 2026. Offer may change or be discontinued at any time without prior notice. To open a checking account, you must have a share savings account which requires a minimum balance of $5. To qualify for a checking account, you must meet certain eligibility requirements.
To receive a $50 bonus, you must open a new checking by May 31, 2026. Bonus not available for existing members with an open checking account. To receive another $50 bonus, you must establish a qualifying direct deposit or payroll deduction totaling at least $500 per month. Up to $100 will be deposited into your share savings account after 60 days upon active status and meeting all qualifications/requirements.
An active account is defined as a Checking account that is open, and has a positive balance at 60 days.
Person-to-person payments and transfers from existing or external accounts do not qualify as the required direct deposit or payroll deduction transaction. (Checking accounts with a $0 balance, overdrawn or closed before 60 days of active status are not eligible to receive any reward.) Offers do not apply to second or multiple checking accounts. Cannot be combined with any other offers. The value of this reward will be reported to the IRS and the recipient is responsible for any federal, state or local taxes on this offer.
Minimum balance to earn Annual Percentage Yield (APY): Secure Checking – $1,000 (0.05% APY); Select Checking – $100 (0.10% APY); Premier Checking – $2,500 (0.75% APY); Classic Checking does not earn dividends. The rate may change after the account is opened. The APY is accurate as of 3/31/2026. You must maintain the stated minimum average daily balance to obtain the disclosed APY. Fees could reduce the earnings on the account. All checking products and services are subject to applicable member agreements, terms and conditions. Offer ends May 31, 2026.
