Vehicles 2023 and newer!
New, Used or Refinanced.
No payments up to 60 days!*
Even on the coldest days, our Auto Loans bring the HEAT.
- Terms 36 to 84 months
- Quick decision turn-around
- Flexible payment options
- Set your payment date
- Personalized service – the right loan for your needs
APR=Annual Percentage Rate. All loans subject to approval. Rates, terms and conditions subject to change and vary based on creditworthiness, qualifications and other collateral conditions. Rate will not be less than 4.95% APR for vehicle year 2023 or newer, up to a 36 month term. Quoted auto loan rate is accurate as of 10/1/2025 and subject to change. 36-Month Payment Example: for 2023 or newer vehicle: $25,000 at 4.95% APR for 36 months is $748.72 per month. 60-Month Payment Example: for 2023 or newer vehicle: $25,000 at 5.12% APR for 60 months is $473.16 per month. Debt protection available. Rate is higher for terms greater than those stated above. Terms up to 84 months available. Must have FNCU checking account. Members without a checking account may receive a slightly higher rate (.25%). Other restrictions may apply. Interest accrues from the date of funding. Election of 60-day first payment due date may increase finance charges. Offer is valid for new auto loans only and is not available on refinances of existing FNCU loans.
