Your Checking Account is part of everyday life. Make sure it’s working for you. Discover a simpler way to manage your money with First Nebraska Credit Union.
Make the SWITCH
- Easy-to-use mobile app for banking anywhere
- Local service from people who know you
- Overdraft Protection* when you need it
- Banking designed around your needs
Checking that works for you—with nationwide ATMs and Shared Branching.
To open a checking account, you must have a share savings account which requires a minimum balance of $5. To qualify for a checking account, you must meet certain eligibility requirements. Checking accounts for ages 13-17 may require a parent/guardian joint owner until age 18. Minimum balance to earn Annual Percentage Yield (APY): Secure Checking – $1,000 (0.10% APY); Select Checking – $100 (0.10% APY); Premier Checking – $2,500 (0.95% APY); Classic Checking does not earn dividends. The rate may change after the account is opened. The APY is accurate as of 10/1/2026. You must maintain the stated minimum average daily balance to obtain the disclosed APY. Fees could reduce the earnings on the account. All checking products and services are subject to applicable member agreements, terms and conditions.
*Checking accounts are automatically enrolled with primary savings as a backup funding source in the instance that an overdraft occurs. If checking account does not have enough money to cover a transaction, funds from a linked savings account will automatically transfer (if available). If there are not enough funds available between checking and savings, the transaction may be declined or subject to an overdraft fee.
