Student Loans

Pay for college the smart way with three great repayment options and competitive interest rates from Sallie Mae®.

For borrowers attending degree-granting institutions, the Smart Option Student Loan® by Sallie Mae® is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans.

Smart Option Student Loan features and benefits:

  • Multiple in-school repayment options plus a choice of competitive fixed and variable interest rates, providing even more flexibility
  • No origination fee and no prepayment penalty
  • Rewards and interest rate reductions available
  • Rates that reward creditworthy borrowers
  • Applying with a creditworthy cosigner may help you qualify
  • 100% U.S.-based Student Loan Specialists

Resource Materials:
Fact Sheet – Paying For College
Fact Sheet – Smart Option Loan
Sallie Mae Brochure

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