HOME OWNERS: Use the equity in your home to help fund your next project.
Home Equity Loan
Borrow a lump sum amount to pay for a large purchase.
Home Equity Line of Credit
Another way to access the equity in your home is with a home equity line of credit (HELOC). It allows you to borrow a set amount, and then withdraw money as you need it.
No matter what you’re dreaming of, a home equity loan from your credit union can help make it a reality!
*APR=Annual Percentage Rate. All loans subject to approval. Rates, terms and conditions subject to change and vary based on creditworthiness, qualifications and collateral conditions.
Collateral insurance required. Rates effective as of 7/1/2019. Payment example: For a $25,000 dwelling secured loan for a term of 60 months at 3.99% APR, the monthly payment will be $459.27. Applicants will be responsible for cost of appraisal if required. Available for residences located in Nebraska and Pottawattamie County in Iowa. All payments calculated with loan-to-value of 80%. The actual amount of your loan will be determined by the amount of equity in collateral. Rates offered for secured, new money loans only. Rates are higher for LTV over 80% or terms greater than 60 months. Terms up to 180 available. Must have FNCU checking account with direct deposit and automatic loan payment. Members without a checking account, direct deposit and automatic loan payment may receive a slightly higher rate (.25%). Credit qualifications and other restrictions may apply. Actual rate and monthly payment amount may vary. Payment example does not include amounts for taxes and insurance premiums; if applicable, the actual payment obligation will be greater. Offer expires 9/30/2019.