Here’s some information that may help alleviate your financial hardships, including companies you can contact to ask for deferred payment (on utilities, insurance, credit cards, etc.) and local food distribution sites.
Mortgage/Rent
Call Mortgage holder/landlord for possible options to delay or defer payments.
In Lincoln, Federal financial assistance is available for housing and Utilities. Apply by contacting one of these local organizations who are assisting the City in processing applications:
- Family Service: 402-441-7949
- Matt Talbot Kitchen & Outreach: 402-875-5782
- CenterPointe: 402-475-5161
- People’s City Mission: 402-475-1303
- PCM Help Center: 402-475-6888
- Community Action Partnership: 402-471-4515 ext. 1831
- [Applicant’s age 24 and under]:
- Cedars Youth Services: 402-437-8850
- The HUB: 402-471-8526
Gas/Water/Electricity
Call your energy provider to see what options are available
- MUD – 402-554-6666
- OPPD – 402-536-4131
- Mid-American Energy – 1-888-427-5632
- Black Hills Energy – 1-888-890-5554
- Lincoln Water & Water Waste Systems – 402-441-7551
- LES (Lincoln Electric Systems) – 402-475-4211
Cable/TV/Phone
Call your providers to ask about payment deferral or other options.
Auto Insurance
Call your insurance providers to ask about delayed payments.
Credit Cards/Other creditors not being refinanced
If your credit union cannot refinance or loan enough money to make payments, call your creditors to see if they will defer payments, and ask what options they have available (waiver of late fees, lowering interest, etc.)
Student Loans
Private student loans – Call lender to see if you are eligible for deferred payments and/or no interest options.
Federal student loans – https://studentaid.gov/announcements-events/coronavirus
Help with utilities, food or other essentials
Contact the Salvation Army:
- Omaha – Call 402-898-6090
- Lincoln – Call 402-474-6263
Food – Local Food Banks and/or School distributions
- School Food Distribution and meals – Check with local school district for programs offered.
- Omaha food distribution:
- Food Bank for the Heartland – Check links below for information & locations
- The Salvation Army of Omaha:
- Prepackaged food boxes – pickup at The Burrow Center, 6101 NW Radial Hwy, Omaha, NE
- Phone: 402-898-6090
- Lincoln food distribution:
- Food Bank of Lincoln – Located at 4840 Doris Bair Circle, Lincoln (1/2-mile North of Superior on 48th)
- info@lincolnfoodbank.org
- Call 402-466-8170
- The Salvation Army – 2625 Potter St, Lincoln, NE
- Website: https://centralusa.salvationarmy.org/lincoln
- Phone: 402-474-6263
- Foodnet – sites across Lincoln for people to pick up perishable food (open to anyone in need)
- Center for People in Need – Diaper and food assistance
- Call 476-4357 info@cdpin.org
- Food Bank of Lincoln – Located at 4840 Doris Bair Circle, Lincoln (1/2-mile North of Superior on 48th)
General Assistance
- For people in Lincoln, download the MyLNK app on your phone for a thorough list of resources available in Lincoln
- Department of Health and Human Services – http://dhhs.ne.gov
- Nebraska Family Helpline: (888) 866-8660
- Economic Assistance: (800) 383-4278
- Medicaid Assistance: (855) 632-7633
- Tools to help families plan for disasters and financial preparedness (from the Department of Homeland Security website)
Your Credit Report
As a result of a 2019 settlement, all U.S. consumers may request up to 6 free copies of their Equifax credit report during any 12-month period through Dec. 31, 2026. These free copies will be provided to you in addition to any free reports to which you are entitled under federal law.
