If your financial sandwich is stacked like this, it might be time to build a new one.
Reduce your high-interest debt and gain back some extra BACON each month!
When making a sandwich, you want to have the right amount of everything.
If you add too much of one thing, it won’t taste or look good!
The same goes with your finances.
If you have too much high-interest debt, and not enough BACON (money), your finances will become hard to manage.
Let’s see how we can help!
Give us a call to discuss lowering your monthly payments.
A loan, refinancing, or consolidation
of high-interest credit could help:
Home Equity Loan
As a homeowner, you may have equity in your home that you can borrow from.
Home Equity Line of Credit
Want more flexibility? We also offer Home Equity Lines of Credit!
Secured Personal Loan
Not a homeowner but want the benefits of a secured loan? Ask about using the equity in your car!
What can we do for you?
- Lower your monthly payments
- Pay less overall
- Consolidate debts
Give us a call today! (402) 492-9100
New money loans only. All loans subject to approval. Unsecured and Secured loans available. Rates, terms and conditions are subject to change and vary based on creditworthiness, qualifications and collateral conditions. Collateral may be required. Home Equity Loans are available for primary residences located in Nebraska and Pottawattamie County, in Iowa. Other restrictions may apply. You must be a member of the Credit Union to obtain a loan. There is a $5.00 minimum balance required in your share savings when you become a member.
**It is not guaranteed that consolidating multiple debts into a single monthly payment will result in a lower monthly payment or lower interest rate. Payment reduction may come from a lower interest amount, a longer-term loan, or a combination of both.
*Rates subject to credit and amount of equity in your home. Home Equity Loans are available for primary residences located in Nebraska or Pottawattamie County, in Iowa. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. Other restrictions may apply. All loans subject to approval. The actual amount of your loan will be determined by the amount of equity in collateral. Applicants are responsible for cost of appraisal, if required. The closing costs depend on the location of the property and the amount of the equity loan. For loans up to $100,000, closing costs typically range between $225 and $1,000. Property Insurance is required. Consult your tax advisor for deductibility of Interest. You must be a member of the Credit Union to obtain a loan. There is a $5.00 minimum balance required in your share savings when you become a member. Interest accrues from the date of funding. Election of 90-day first payment due date may increase finance charges. Offer is valid for new loans only and is not available on refinances of existing FNCU loans. Rates as of 1/29/2024.
APR=Annual Percentage Rate.
Payment Example: For a $25,000 dwelling secured loan for a term of 60 months at 6.24% APR, the monthly payment will be $485.27. All payments calculated with loan-to-value of 80%. Rates are higher for LTV over 80% or terms greater than 60 months. Terms up to 180 available. Must have FNCU checking account with direct deposit and automatic loan payment. Members without a checking account, direct deposit and automatic loan payment may receive a slightly higher rate (.25%). Payment example does not include amounts for taxes and insurance premiums, if applicable, the actual payment obligation will be greater. Limited time offer.