Auto Loan Options

Get a low-rate auto loan for a 2013 or newer vehicle from FNCU.

  • New, used or refinance!
  • As low as 2.99% APR*
  • No payments up to 60 days!*

View all our loan options here. 

*APR=Annual Percentage Rate. All loans subject to approval. Rates, terms and conditions subject to change and vary based on creditworthiness, qualifications and collateral conditions. Rate will not be less than 2.99% APR for vehicle year 2013 or newer, up to a 48 month term. Terms greater than 48 months, up to 72 months, rate will not be less than 3.49% APR for vehicle year 2013 or newer. Quoted auto loan rates are accurate as of 10/01/2018 and subject to change. Payment Example 1: For a $25,000 loan, 48 months, APR of 2.99%, rate of 2.87% with first payment of $627.08 per month with Debt Protection. Payment Example 2: For a $35,000 loan, 72 months, APR of 3.49%, rate of 3.43% with first payment of $644.87 per month with Debt Protection.  Cannot be combined with any other offer and may change or be discontinued at any time without prior notice. Must have FNCU checking account with direct deposit and automatic loan payment. Members without a checking account, direct deposit and automatic loan payment may receive a slightly higher rate (.50%). Other restrictions may apply. Offer expires 12/31/2018. Interest accrues from the date of funding. Election of 60-day first payment due date may increase finance charges. Offer is valid for new auto loans only and is not available on refinances of existing FNCU loans.