What ATMs can I use for free?

You can always stop by one of our branches and use our ATM/ITMs for free! FNCU also partners with Allpoint ATM and Co-op ATM networks to bring you access to over 85,000 ATMs across the country, with nearly 200 in the Omaha and Lincoln metro areas, for your convenience. Members can utilize Allpoint and Co-op ATMs up to four times, per account, per month – Four free withdrawals, four free transfers, and four balance inquires. For each non-FNCU Branch ATM transaction over four, per account, per month, an ATM Transaction Fee of $2.50 will be assessed. Other bank, credit union, and ATM operators’ surcharges may apply. In order to avoid potential fees, you can request cash back when you use your debit card during your everyday activities, like grocery shopping!