Smart Start Checking

Our Smart Start Checking Account* offers students all of the benefits of our First Class Checking account including no minimum balance requirement and no monthly service fees. 

Students will also enjoy many FREE online services such as Mobile Banking and Remote Check Deposit. Smart Start Checking is available for members ages 13-22.

  • FREE Online Banking
  • FREE Online Bill Pay
  • FREE Mobile Banking+
  • FREE eStatements
  • FREE eAlerts
  • FREE Remote Check Deposit
  • FREE Tele-Data (Telephone Banking)
  • FREE 1st ATM or Visa® Debit Card
  • FREE FNCU ATM Withdrawals at over 65 locations throughout Nebraska & Iowa
  • FREE Unlimited Check Writing
  • FREE First 50 Checks
  • Overdraft Protection Available**
  • No minimum balance requirement or monthly fees

Stop by any First Nebraska location to open your Smart Start Checking account today.

* Parent/Guardian required as joint owner until age 19.
** Standard credit qualifications and other restrictions apply.
+ Mobile banking requires a phone with internet capabilities. A fee may be charged by the mobile phone carrier for text messages or internet service.