Checking Accounts – idea

We offer our members a variety of checking account options with features that will save you time and money. 

checking promotion

Plus, all of the following comes FREE1 with a FNCU Checking Account:

  • Online/Mobile Banking: Access your account anytime, anywhere!
    • eStatements1: Quickly and securely view your statements.
    • Bill Pay: Pay one-time or recurring bills through.
    • Remote Checking Deposit1: Deposit checks by taking a picture of it with your mobile device (within our app).
    • eAlerts1 and eNotices1: Be notified of important account activity.
  • ATMs: Access to 87,000 surcharge-free2 ATMs worldwide
  • Overdraft protection available3
  • Get a secure Visa® Debit Card (available with Visa Purchase alerts), or an ATM card.
  • Earn a higher rate with Rewards Term Share Certificates

Identity theft solutions
Already have a checking account somewhere else?
No problem. It’s easy to switch to First Nebraska Credit Union.

Use our online switch kit, give us a call (402) 492-9100, or stop by one of our locations!
To get an overview of all of our products and services, click here. 

To view the chart on a mobile device, click here.


Direct Deposit Required


Ages 50+

Most popularMost popular
Earns Dividends-
Free(2) ATM Transactions (FNCU branch ATMs always free!)Unlimited (4)4/4/4 FREE (2)4/4/4 FREE (2)4/4/4 FREE (2)
Free Checks (5)UnlimitedFirst SetUnlimited-
Free Visa® Travel Card--
Free Identity Theft Solutions-
Loan Discounts (3).25% on new loans.25% on new loans.25% on new loans.25% on new loans
Eligible for an Advantage Plus Money Market Account-
Minimum Balance Requirement$2,500--$200
Monthly Fee$10 (if balance falls below min.)$2$2$3 (if balance falls below min.)

Learn more about our Smart Start Checking Accounts for ages 13-22.

Basic Checking also available. Call for more details (402) 492-9100.


* To qualify for a checking account, you must meet certain eligibility requirements.

** All offers valid only for new checking accounts opened on or after 1/2/2021. Limited time offer. Offer may change or be discontinued at any time without prior notice. To open a checking account, you must have a share savings account which requires a minimum balance of $5. To qualify for a checking account, you must meet certain eligibility requirements. Offer not available for existing members with an open checking account. Offer not available on Basic or Classic Checking Accounts.

To receive the camera, member must 1) establish a direct deposit (min. $50); 2) enroll in eStatements through Online Banking; 3) enroll in MoneyMap and setup at least one other financial account. Each requirement must be met on or before 60 days of active account status. Checking accounts with a $0 balance, overdrawn or closed before 60 days of active status are not eligible to receive the camera.

Offers do not apply to second or multiple checking accounts. Cannot be combined with any other offers.

Member will be contacted via email and/or phone when promotion requirements are met and camera is available for pick-up from branch location.

Checking account must have an active status at time of pick-up. Limit of one camera per mailing address. The value of this camera will be reported to the IRS and the recipient is responsible for any federal, state or local taxes on this offer.

(1) Text, data and other wireless carrier charges may apply.

(2) For each non-FNCU branch ATM transaction over four, per account, per month, an ATM Transaction Fee of $2.50 will be assessed. Other bank, credit union, and ATM operators’ surcharges may apply. Cash withdrawals subject to daily limit.

(3) All loans subject to approval. Rates, terms and conditions vary based on creditworthiness, qualifications, verification of sufficient monthly income and collateral conditions. Other restrictions may apply.

(4) The Premier Checking Account includes unlimited free ATM transactions, even if it’s not an Allpoint or MoneyPass ATM. However, other bank, credit union, and ATM operators’ surcharges may apply.

(5) Unlimited free FNCU checks with Premier and Preferred checking accounts. First set of checks free with First Class and Smart Start checking accounts.