Buried In Debt?

*APR = Annual Percentage Rate. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. Collateral insurance required. All loans subject to approval. Rates effective as of 12/12/2016. Rates and APRs used for payment examples are as follows for a $40,000 loan: 60 month: APR 3.89%, rate 3.74%. 84 month: APR 4.35%, rate 4.24%. 120 month: APR 4.83%, rate 4.75%. 84 month term and higher requires that the loan be secured with dwelling. For dwelling secured loans, applicants will be responsible for cost of appraisal if required. All payments calculated with loan-to-value of 80%. The actual amount of your loan will be determined by the amount of equity in collateral. Rates offered for secured, new money loans only. Must have FNCU checking account with direct deposit and automatic loan payment. Members without a checking account, direct deposit and automatic loan payment may receive a slightly higher rate (.25%). Credit qualifications and other restrictions may apply. Actual rate and monthly payment amount may vary. Offer expires 2/28/2017.

**APR = Annual Percentage Rate. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval. Rates effective as of 12/12/2016. New money only. No Collateral Required. Payment example: on a $5,000 loan with a 48 month term, 10.73% APR, rate is 9.99%, monthly payment would be $232.44. Debt protection is available. Credit qualifications and other restrictions may apply. Offer expires 2/28/2017.