*All offers valid only for new checking accounts opened between 1/01/2017 and 2/28/2017. To qualify for a checking account you must meet certain eligibility requirements. Offer not available for existing members with an open checking account as of 1/01/2017. Offer not available on Basic or Classic Checking Accounts. Cannot be combined with any other offers. Our First Class Checking currently pays a .05% Annual Percentage Yield (APY). The rate may change after the account is opened. The APY is accurate as of the last dividend declaration date. You must maintain a minimum average daily balance of $1,000.00 to obtain the disclosed APY. Fees could reduce the earnings on the account. Mobile banking requires phone with internet capabilities. A fee may be charged by the mobile phone carrier for text messages or internet service. 1To receive the $25 bonus, member must establish a direct deposit of their entire paycheck. The first direct deposit must be posted to the account by 2/28/2017. 2To receive the $25 bonus, member must enroll in eStatements through Online Banking, and still be enrolled, as of 2/28/2017. 3To receive the $25 bonus, member must enroll and download Mobile Banking and still be enrolled as of 2/28/2017. 4Overdraft Line of Credit is subject to credit approval and requires verification of sufficient monthly income. To receive the $25 bonus, member must qualify, open a new ODL and must still be open as of 2/28/2017. 5Visa Credit Card is subject to credit approval and requires verification of sufficient monthly income. To receive the $50 bonus, member must qualify, open a new Visa Credit Card and must still be open as of 2/28/2017. Each earned bonus will be credited to the checking account by 04/15/2017. Limit of one combined bonus per mailing address. The total combined bonus will not exceed $150. Checking accounts with a $0 balance, overdrawn or closed as of 2/28/2016 are not eligible to receive any bonuses. Offers do not apply to second or multiple checking accounts. **APR=Annual Percentage Rate. All loans subject to approval. Rates, terms and conditions subject to change and vary based on creditworthiness, qualifications and collateral conditions. Rate will not be less than 1.99% APR for vehicle year 2016 or newer. Quoted auto loan rates are accurate as of 01/03/2017 and subject to change. Payment Example: For a $25,000 loan, 60 months, APR of 1.99%, rate of 1.93% with first payment of $502.73 per month with Debt Protection. Cannot be combined with any other offer. New money only. Offer excludes all loans already financed at the Credit Union. Must have FNCU checking account with direct deposit and automatic loan payment. Members without a checking account, direct deposit and automatic loan payment may receive a slightly higher rate (.25%). Offer expires 2/28/20 17. Interest accrues from the date of funding and term of repayment may be extended by extended payment. Offer is valid for new auto loans only and is not available on refinances of existing First Nebraska Credit Union auto loans.